WARNING! Beware of Credit Counseling Services (Especially If They Do THIS!)

Are credit counseling services legitimate? What do they do? How do they differ from credit repair companies……or are they really just the same thing? And will they really help me lower my bills, or is that just a pie in the sky promise that will be an expensive lesson to learn? In this article we are going to take a quick and easy look at why credit counseling services are NOT a good investment of your time, energy, effort or enthusiasm….and why FREE services can often be the MOST costly of them all. Curious to know more? Continue reading as we take a closer look.

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Want a Cash Back Credit Card? Review These Important Considerations

Who doesn’t want to receive cash back for the items you currently purchase? Everyone these days could use a little extra money lining their pockets, and cash back credit cards are promoted as one way of accomplishing this.

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Helpful Tips For Credit Card Use And Personal Finance

The way you respect your credit privilege is very important when you are trying to gain control of your personal finances. The tips and advice you will read in this article will help you make better habits when dealing with credit cards.

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Top 3 EPPICard Fraud and How to Protect Yourself

EPPICards have become targets of sophisticated fraud, prompting several states to issue alerts warning card holders. Here are the top three EPPICard fraud and what to do about protecting yourself from them.

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Credit Cards For Bad Credit – A Good Way To Raise Your Score, Or A Slippery Slope?

Yes it’s true that financial institutions and lenders have tightened their belts a bit in the past few years since the economy has gone south. It may seem as though it is harder to obtain credit than in the past, but rest assured, it is still very possible to obtain credit cards for bad credit if you have gone through a rough spell. If you have not been able to get a credit card by going the traditional route, you still have 3 options you can try to procure a card.

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Bad Credit and Background Checks

Did you know your credit can be a factor in the hiring process? Background checks include credit checks.

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Things to Know About Credit Repair Shams

When you have a low credit score you may already be feeling vulnerable and the last thing you need is someone taking advantage of your situation. Here are some things you may want to know about credit repair shams.

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About Reading Your Credit Report

This article will take a look at credit reports and try to help you understand them a little bit more. Maybe by knowing a little bit more about what your report will actually tell you, you will not be scared to check yours.

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How a Credit Law Firm Can Help You

Being turned down for credit, loans, employments, housing opportunities, and credit cards can be frustrating. However, many United States citizens suffer from this problem as their credit file shows inaccurate information.

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Popular Credit Card Commercials

Turn on the TV throughout the day and you’re bound to see a credit card commercial. These are some of the funny ones.

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